Profits in G.M.A.C. Bailout to Benefit Financiers, Not U.S. Â |Â Among the companies that were bailed out by the federal government during the financial crisis, perhaps the most intractable is proving to be the company formerly known as the General Motors Acceptance Corporation. It's a case study in how bailouts can linger and profits, when they do come, flow not to the government but to the Warren E. Buffetts of the world, the Deal Professor writes.
G.M.A.C. was the financial arm of General Motors. In the years leading up to the financial crisis, it was also G.M.'s most profitable unit, which tells you something about the auto industry at t he time. The company earned more profit from lending money to customers than in selling cars.
In 2005, desperate to raise cash, General Motors sold a 51 percent stake in G.M.A.C. to the private equity firm Cerberus Capital Management. Cerberus beat out a rival, Kohlberg Kravis Roberts, for the privilege, spurring BusinessWeek to write that Henry R. Kravis's loss âhas to sting.â
During the financial crisis, however, the sting was felt on the other side, as G.M.A.C. staved off collapse thanks only to a government infusion of $17.2 billion. The company was renamed Ally Financial - you have probably seen its catchy commercials on television. The Treasury Department owns 73.8 percent of Ally, with Cerberus retaining an 8.7 percent stake.
DealBook '
Officer for Buffett's Charity Pleads Guilty to Theft  | Dhaval S. Patel, a former international monitor for the Buffett Foundation, admitted to stealing $46,000 from Warren E. Buffett's charitable organization, The Omaha World-Herald reports. He could face up to 20 years in prison, the newspaper says.
OMAHA WORLD-HERALD
Questions Surround the Secretive Maker of the Tootsie Roll  | Tootsie Roll Industries, which refuses to hold quarterly earnings calls and shuns journalists, is run by a C.E.O. in his 90s and his 80-year-old wife, without any publicly disclosed succession plan. The company has attracted the interest of activist investors amid lackluster growth in recent years, The Wall Street Journal reports.
WALL STREET JOURNAL
Icahn Withdraws Offer to Take Refining Company Private  | Carl C. Icahn, who owns 82 percent of CVR Energy, said on Tuesday that he was dropping an offer to take the Texas refiner private, citing changing market conditions.
DealBook '
IAC Said to Offer More Than $300 Million for About.com  | IAC/InterActiveCorp, the firm run by Barry Diller, has topped a rival bid for About.com, the Web site owned by the New York Times Company, Bloomberg News reports, citing an unidentified person with knowledge of the matter.
BLOOMBERG NEWS
Heineken Increases Stake in Asia Pacific Breweries  | Heineken moved a step closer to its goal of taking control of Asia Pa cific Breweries by purchasing shares that brought its stake to 44.6 percent, Reuters reports.
REUTERS
Italian Insurer Said to Put U.S. Unit on the Block  | Generali, the largest Italian insurer by annual premiums, is looking to sell its life reinsurance business in the United States, a unit that could be worth as much as $1 billion, The Financial Times reports, citing an unidentified person familiar with the matter.
FINANCIAL TIMES
Best Buy's Income Slides  | The electronics retailer posted worse-than-expected second-quarter earnings, badly missing the avera ge analyst estimate.
DealBook '
Seagate Technology Said to Agree to Buy Solyndra Plant  | Seagate Technology, a Cupertino, Calif.-based maker of computer storage devices, has agreed to buy Solyndra's former manufacturing plant and headquarters building, Reuters reports, citing an unidentified person familiar with the deal.
REUTERS
UBS Hires Grafstein as Co-Head of M.&A. in the Americas  | UBS has hired Laurence Grafstein, a veteran deal maker, as a co-head of mergers and acquisitions in the Americas, the Swiss bank announced on Tuesday in an internal memorandum reviewed by DealBook.
DealBook '
Nomura Said to Consider Overhauling Strategy  | The Wall Street Journal reports: âThe insider-trading scandal that has rocked Nomura Holdings this year was the last straw for Japanese regulators, who had already lost confidence in the leadership of the bank's executives over a money-losing push into investment banking overseas, say people with knowledge of regulators' thinking. Now, Nomura's new leaders are discussing the future of that global push as well as how to repair the company's relationship with financial authorities.â
WALL STREET JOURNAL
European Banks Contemplate Cutting More Than Jobs  | The crisis in Europe may lead investment banks to shutter entire businesses, Bloomberg News reports.
BLOOMBERG NEWS
Santander Sells $2.5 Billion of Bonds  | The deal was the first sale of senior unsecured bonds by a Spanish bank in more than five months, Bloomberg News reports.
BLOOMBERG NEWS
Pay for Chinese Bankers Lags Counterparts Overseas  | Jamie Dimon, JPMorgan Chase's chief executive, earns $1.21 million for every $1 billion of profit, while the top executive at the Industrial & Commercial Bank of China makes $9,400 for the equivalent amount, Bloomberg News writes, adding that that gulf is set to widen this year.
BLOOMBERG NEWS